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About the plan

Get to know the details and benefits of your plan, and explore ways to make it work harder for you.

We want to help you build a solid financial future.

Your plan is available exclusively to State of New Jersey Employees. Once you’ve joined the plan, you can easily and conveniently access your account information at any time. Sign up today by registering your account, and you’re on your way.

Want to learn more about your plan? The plan highlights provide information about contributions, vesting, distribution options and more.

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Retirement products and services are provided by Empower Annuity Insurance Company (EIC) or its Empower affiliates. EAIC is an Empower business. Empower refers to the products and services offered by Empower Annuity Insurance Company of America and its subsidiaries, including Empower Retirement, LLC and EAIC, marketed under the Empower brand. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or adviceShares of the registered mutual funds are offered through Prudential Investment Management Services LLC (PIMS), Newark, NJ, a Prudential Financial company. Retirement counselors are registered representatives of Empower Financial Services, Inc. (EFSI), Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.

Plan features: Ways to help you save

Asset allocationGoalMaker—Strategies to support your unique investing style

You can help take the guesswork out of choosing an investment mix. Just answer three questions to find a model portfolio that may work for you.

Keep in mind that application of asset allocation and diversification concepts do not ensure a profit or protect against loss in a declining market. You can lose money by investing in securities.

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Learn more about GoalMakerPDF File opens in a new window

Guaranteed incomePrudential IncomeFlex Target—A way to convert savings into guaranteed incomeFootnote: Guarantees are based on the claims-paying ability of the insurance company and are subject to certain limitations, terms, and conditions. Withdrawals or transfers (other than transfers between Active IncomeFlex Target Funds) proportionately reduce guaranteed values prior to locking in. After Lock-in withdrawals in excess of the Lifetime Annual Withdrawal Amount will reduce future guaranteed withdrawals proportionately and may even eliminate them. End footnote.

Offered by Prudential Retirement Insurance and Annuity Company, Prudential IncomeFlex Target® protects your future income from market fluctuations while you are saving and guarantees income for life once you retire.

Your principal value is not guaranteed at any time and will fluctuate with market volatility.

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Increase contributionsContribution Accelerator—Simple, consistent, automatic saving

You can help build your account balance by increasing your contributions each year. Use this tool if you’d like to schedule an annual increase.

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Join the planQuick Join—One click does it all

You can join the plan with just one click. Start by identifying your own investment style, and then choose how much you want to contribute from each paycheck.

Get started with Quick Join

Save paper, save timeE-Delivery—Safe, secure and green

Receive your statements and other account documents electronically by using our safe, secure E-Delivery service. Log in to select this option.

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GoalMaker’s model allocations are based on generally accepted financial theories that take into account the historic returns of different asset classes. But of course, past performance of any investment does not guarantee future results. Participants should consider their other assets, income, and investments (e.g. equity in a home, Social Security benefits, individual retirement plan investments, etc.), in addition to their interest in the plan, to the extent those items are not taken into account in the model. Participants should also periodically reassess their GoalMaker investments to make sure their model portfolio continues to correspond to their changing attitudes and retirement time horizon.

Prudential IncomeFlex Target Funds are separate accounts available under group variable annuity contracts issued by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT. PRIAC does not provide any guarantee of the investment performance or return on contributions to those separate accounts. Like all variable investments, these funds may lose value. PRIAC’s guarantee of certain withdrawals is supported by PRIAC’s general account and is contingent on its claims-paying ability. You should consider the objectives, risks, charges and expenses of the funds and guarantee features. For this and other information, please access the participant website or call 877-778-2100877-778-2100 for a copy of the Prudential IncomeFlex Target Important Considerations prior to investing. Product availability and terms may vary by jurisdiction and product version. Subject to regulatory approvals. Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Contract form #GA-2020-TGWB4-0805 or state variations thereof. PRIAC is solely responsible for its financial condition and contractual obligations.

Your Retirement Plans Resources & Quick Actions

View Plan Documents

Get all plan communications, forms, and documents here.

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Get In Touch

Get contact info for your plan counselors and administrators.

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Sign Up For Online Access

Register to review your account details.

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Log In To Your Account

View account details, customized planning tools, and more.

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